Protect your Trip:
No matter where your travels take you, the last thing you want to do is think about something going wrong. Still, sometimes unfortunate things just happen – long-awaited trips must be interrupted or cancelled, people get sick or injured and baggage winds up lost or stolen. Be sure to secure the right level of travel protection so you can enjoy your trip abroad to the fullest.
Key Benefits of Travel Insurance:
Accident & Sickness Medical Expenses
Covers hospitalization expenses for accident and illness.
Accidental Death and Permanent Total Disability Compensation paid in case of an injury leading to accidental Death or Permanent Total Disability of the insured.
Repatriation of Family Member
Covers the costs of air transfer of an immediate family member or a person appointed by the Insured, in case the insured is hospitalized for more than seven days or becomes deceased.
Emergency Return Home Following Death of a Close Family Member
Covers the cost of air transfer to the place of residence of the Insured should a next of kin, parent, sibling, spouse or child of the Insured die whilst he / she is on a covered trip abroad.
Loss of Checked- in Baggage
Covers total and complete loss of baggage checked in by an International airline.
Loss of Passport
Covers expenses incurred in obtaining a fresh or new passport.
Delay of Checked in Baggage
Covers reasonable expenses incurred for the purchase of emergency replacement items due to a delay of checked- in Baggage for more than 8 hours.
Delivery of Medicines
The Assistance Provider will arrange for medicines prescribed by the attending physician; medicines which are urgently required and not available at the place the Insured is under treatment.
Emergency Sickness Dental Expenses
Covers to pay the usual, customary and reasonable medical expenses actually incurred as a result of sudden acute pain requiring immediate medical treatment.
Travel and Stay Over of One Immediate Family Member (New)
Covers for the expenses incurred on one economy class airfare and accommodation, for an immediate family member or a person appointed by the Insured, if the Insured is hospitalized for more than seven days whilst on a Trip abroad during the period of Insurance.
Trip Cancellation and Curtailment (New)
Covers against all irrecoverable deposits, advance payments and other charges paid or due to be paid for travel and / or accommodation in the event of the Insured's covered Trip being necessarily cancelled or curtailed.
Hijack Distress Allowance
A compensation payable in case of hijack of aircraft, ship or train in which the insured is traveling covering up to maximum 10 days.
Personal Liability
Compensation for damages paid to a third party, resulting from death, injury or damage to health or property that is caused involuntarily by the insured